WHO WE ARE: Employee Benefits Analysis Corporation (EBAC) is a specialized Brokerage/Consulting firm located in the Dallas/Fort Worth Metroplex. Our focus and expertise is in the design, implementation and administration of comprehensive Employee Benefits programs. Founded in 1995, EBAC has consistently expanded its client base with companies from two to 10,000 employees. Our client retention is superb - over 98% - which we humbly present as our measure of success. In fact, most of our new clients come to us as referrals from our existing customers. Our internal retention is also excellent, providing experienced and committed service whether it be managing full benefits administration or simply picking up the phone and answering a question. EBAC is truly unique and we would welcome the opportunity to prove it to you.

THE CHALLENGE: At EBAC, we understand that each industry has its own set of challenges when it comes to benefits programs. With carefully designed and customized plans to meet those challenges, we assist our client companies in maximizing their benefits dollars. Whether the basis is economic conditions, acquisitions, mergers, growth or down-sizing, we listen and respond according to each individual client’s situation and budget.

OUR RESEARCH: With decades of combined experience in the design and execution of employee benefits plans, EBAC understands the importance of keeping abreast of industry trends and changes. Our Research Department is very active and provides our clients with up to date information that could affect their benefits programs. As a result of our research, we are often leaders in the development of programs that take advantage of changes in legislation and the tax code, which can translate into significant savings for our client companies and employees.

WE DELIVER: Every business organization has a personality of its own as evidenced by its people, philosophies, goals, and management strategies. At EBAC, we understand that each “personality” is unique and requires individualized attention. We take pride in knowing that our personalized level of customer service far exceeds our client’s expectations. Whether the need is for a group insurance plan, group retirement plan, or cafeteria plan, EBAC has the expertise and the enthusiastic team ready to design, implement and administer a program to meet the individual needs of any corporation, organization, partnership, or sole proprietor.

About our Founder, Kevin Towery: Kevin has over 25 years of experience in the employee benefits field. Prior to establishing EBAC in 1995, he worked for two major insurance carriers. Kevin’s emphasis was on large, self-funded plans which required the evaluation of multiple managed care networks, in-depth research and analysis of each client’s claims.   His experience with the carriers enabled him to form EBAC, where he could focus his expertise and creative plan designs on helping his customers control healthcare costs.  Kevin also gained invaluable experience between 2003 and 2005 by acting as CEO for a large Pharmacy Benefits Consulting firm while also managing and directing EBAC’s business.  His proficiency in all facets of the healthcare business allows EBAC to be on the cutting edge of the employee benefits brokerage and consulting field.