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Medical, Dental & Vision Plans What type of plan suits your group best…a fully insured health plan? …a partially self-funded plan? Do you want to provide Dental and Vision as an option? There are many creative solutions for providing a custom benefits package to a company, but it takes time and expertise to fully understand what questions need to be asked, which solutions would work, and how to best implement and administer the ideal plan for each individual company. At EBAC, we know how to determine what kind of plan is desired, required & in the budget. We know how to implement, administer and sustain or change the plan as circumstances evolve… And we know how to provide excellent service and support over the long-term, as evidenced by our client list with companies from two to 10,000 employees that have been with us for many years—or plan to be! As a team of insurance industry veterans, EBAC is uniquely qualified to help you make the most suitable choices for your customized health plan. Our services that allow us to determine the best solutions for our clients include:
EBAC is committed to providing excellent communication and service. Our experienced team immerses themselves into our client companies as an extension of their HR/Benefits department, bringing great value by simply adhering to best practices and integrity. In addition, EBAC maintains close working relationships with well-known, financially sound insurance companies. These alliances enable us to obtain the most competitive rates available. Long Term & Short Term Disability EBAC has extensive experience in designing Employer Paid Long Term and/or Short Term Disability plans for companies of all sizes. Though most of our midsize client companies provide Long Term and Short Disability benefits on a fully insured basis, we help all clients evaluate whether it makes sense to try a self-funded Short Term Disability Plan. If you would rather offer Voluntary Long Term & Short Term Disability plans, EBAC can help you evaluate which plans to offer your employees. We make sure your Voluntary plans are offered under a fully insured contract to minimize the risk to the company. Long Term Care programs make a valuable addition to any company benefits program, especially with the aging population. These programs can be designed as Employer Paid or Voluntary, or as a combination of the two. With our industry experience, EBAC can give you all the tools to effectively design and implement a Long Term Care Program. Among all the benefits programs offered, Employer Paid and/or Voluntary Basic Life & AD&D plans are a must in today’s competitive market. EBAC’s team has collectively spent an extensive amount of time as insurance carrier representatives, and thereby, we believe our expertise in designing and implementing these plans is second to none. Limited Medical Plans (Mini-Med) Due to the rising cost of group medical insurance, there is an increasingly large interest in Limited Medical Plans. EBAC has implemented many of these “Mini-Med” plans and believes they are a great voluntary offering. Our team’s experience in this area is critical when selecting the correct plan administrator for your company due to the differences in coverage. EBAC has a strong global business presence which allows us to provide International benefits to our clients who have employees worldwide. Business Travel Accident Plans As domestic and international travel expands in this global marketplace, the need for Business Travel Accident insurance has grown. If your business involves travel, let EBAC implement a Business Travel Accident Policy to protect you. |
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